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How soon do I get benefits?

ANSWER:
In order to receive benefits, two or three factors must be considered. First, you require assistance with the (activities of daily living) the “ADL(s)” or “cognitive impairment(s).” Those conditions trigger benefits. Second, you must satisfy the “elimination period”. Finally, if you do not have a “comprehensive policy”, you must receive assistance in a nursing home or similar facility.

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Long-Term Care

Friday, May 03rd 2024
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Health Savings Accounts

You can use this account to pay for your qualified health expenses, including expenses that the plan ordinarily doesn’t cover, such as eyeglasses and hearing aids.

Expenses paid out of the HSA that are eligible expenses under your high-deductible health plan will count toward the plan’s deductible.

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Toll Free: (866) 230-5557 | Fax: (805) 230-1103 | www.paladinoneins.com